 Q - If I have a bankruptcy can I get approved? A - Absolutely, due to our great relationships with many lenders here in Utah we can get you a loan prior to your 341 meeting. YOU DO NOT NEED TO BE DISCHARGED! Of course, we can still assist you if your bankruptcy has discharged.Â
Q - Can I get approved if I am in a Chapter 13 bankruptcy?Â
A - Yes, we can help you work closely with your attorney to obtain authorization from the courts to purchase a vehicle.Â
Q - Do I have to keep or re-affirm on my vehicle?Â
A - No, now is the time to start re-establishing your credit. In most cases when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process of re-establishment.Â
Q - Will my interest rate be less if I wait until my bankruptcy discharged?
A - Not necessarily, we offer competitive financing plus rate reduction. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.Â
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